Examples of complaints which fall under our authority:
  1. Improper denial of a claim or an offer of an amount less than indicated by the policy.
  2. Delay in claim handling.
  3. Illegal cancellation or termination of an insurance policy.
  4. Misrepresentation of policy coverage; or misappropriation of premiums paid to an agent or broker.
Examples of complaints which do not fall under our authority:
  1. Refusal to insure (unless there is unfair discrimination).
  2. Rates (except in very limited circumstances).
  3. Deciding who is at fault for an accident (we can make sure the company conducts a reasonable investigation) or deciding how much your car is worth (we can make sure the insurance company bases the value on an appraisal).

Click on the links below to learn more about the different types of insurance: