Property Fire Loss Reporting Memorandum



Reports of Over-Insurance and Fire Losses


  • Any adjuster who investigates any property loss claim in this state shall report to the commissioner in writing any over-insurance of the property he discovers. 
  • Any adjuster who investigates ANY property fire loss in this state shall report in writing to the commissioner the origin and cause of the fire, so far as he can reasonably ascertain them, together with any circumstances which in his opinion may indicate fraud or attempted fraud. 
  • Reports and supporting documentation regarding over-insurance or fire losses is considered privileged information pursuant to Wyo. Stat. 26-2-113(d).
Beginning August 1, 2010, the Wyoming Insurance Department is requiring the reporting of all property fire losses on the state insurance reporting form attached hereto. The report shall be filed within forty-five (45) days of the date the loss was initially reported. If you have questions regarding this memorandum or the Fire Loss reporting form, please contact Nancy Olsen at (307) 777-6557.