General ACA Information
The Affordable Care Act is a federally-mandated health care and health insurance law. Wyoming citizens and employers are impacted by this law. Wyoming opposed the Affordable Care Act, and joined other states in a lawsuit to have the law overturned. The United States Supreme Court has upheld the law, and the Affordable Care Act will be implemented in Wyoming and across the country.
Because the law impacts Wyoming citizens and employers, we believe it is our obligation to provide relevant factual information. The information is not intended to provide legal advice and it does not include all details found in the Act. Readers are encouraged to consult specific provisions of the Act and obtain advice from appropriate sources as
Individuals and families may enroll through the Federally Facilitated Marketplace during the second Open Enrollment Period which begins November 1, 2015 and ends January 31, 2016.
Coverage becomes effective on January 1, 2016 for people who sign up for coverage between November 1 and December 15, 2015. For people who sign up between December 16, 2015 and January 15, 2016, coverage will be effective on February 1, 2016. Following that, if a consumer enrolls by the 15th of the month, coverage will be effective on the first day of the following month. If a consumer enrolls after the 15th of the month, coverage will be effective on the first day of the second following month.
During the Open Enrollment Period, consumers will be able to change plans, change insurance companies or stay with the plan they have, if it is still available. To enroll through the Marketplace, please visit www.healthcare.gov.
Confused about how the new health reform law really works? This short, animated movie from The Henry J. Kaiser Family Foundation, featuring the "YouToons," explains the problems with the current health care system, the changes that are happening now, and the big changes in 2014. Learn more about how the health reform law will affect the health insurance coverage options for individuals, families and businesses by clicking on the following link: Health Reform Hits Main Street
Frequently Asked Questions About Health Care Reform and the Affordable Care Act
To learn more about the Affordable Care Act reforms and the health insurance marketplace that was effective January 1, 2014, click on the following links: