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Wyoming Health Insurance Pool

The Wyoming Health Insurance Pool (WHIP) was created by the 1990 Wyoming Legislature to provide health insurance coverage to residents of Wyoming who are denied adequate health insurance. However, due to the ACA, individuals can no longer be denied traditional health insurance due to their existing medical conditions, thus essentially eliminating the need for the Non-Disabled WHIP plan. During the 2015 Wyoming Legislature, SF0064 was passed to allow for the Commissioner to dis-enroll members from the Pool who are able to obtain reasonable coverage elsewhere.

The WHIP Board of Directors has recommended the Commissioner dis-enroll the Non-Disabled Plan members, effectively closing the plan as of 12/31/2015.  The Medicare Disabled Plan through WHIP offers coverage similar to a Medicare supplement insurance plan, covering Medicare Part A & B deductibles, and the plan will continue for individuals under age 65 on Medicare due to disability. For information regarding purchasing insurance through the ACA, please visit 


  • The lifetime maximum paid for the Brown and Catastrophic Plan is $750,000. 
  • The lifetime maximum paid for the Gold is $1,250,000.  
WHIP Medicare Disabled Plan Application:
               *2021 Federal Poverty Guidelines 

WHIP Medicare Disabled Benefit Booklets:

If you need additional information please contact the Wyoming Health Insurance Pool Administrator (Blue Cross Blue Shield) in Cheyenne, WY, toll free in Wyoming at 1-800-442-2376 or outside Wyoming at 307-634-1393.